Talk:Derek Hale/@comment-24.58.213.161-20120702020812/@comment-71.31.233.29-20120702021946

Derek's entire family died in a fire. If just three of them had life insurance, and assuming the house was insured, Derek and Laura would have split a sizable insurance settlement while Peter's long-term disability health insurance would have covered his stay in the hospital. As for the leather, I think he gets a discount at Men's Warehouse. Buy two get the third for free.